Fund Your Next Deal in Days, Not Weeks
Asset-based lending for real estate investors who need fast, flexible financing. No credit checks. No delays. Just results.
Financing Solutions Built for Investors
Whether you’re flipping properties or building a portfolio, we have the lending products to fuel your growth.
Fix and Flips
Acquire and renovate properties with confidence. Our fix & flip loans provide the capital you need for purchase and rehab, with flexible terms that align with your project timeline.
- Up to 90% LTV on purchase price
- 100% financing available for rehab costs
- Quick closings in as little as 7 days
- Flexible terms up to 24 months
- No prepayment penalties
- Interest-only payments
Hard Money 1st/ 2nd Refinances
Unlock equity and optimize your investment strategy. Refinance to better terms, cash out for new projects, or consolidate multiple properties.
- Second position loans without disturbing your low interest rate first
- Access equity for new investments or projects
- Primary or Investment Properties
- Quick closings in as little as 7 days
- Asset based lending
- Not credit driven
- Flexible terms up to 36 months
30 Year Loans
Long-term financing solutions for investors looking to hold and build their rental portfolio with stable monthly payments.
- Up to 75% LTV
- Lower your interest rate and monthly payments
- Any Credit score
- Competitive rates and flexible terms
- Consolidate multiple properties
Why Investors Choose Us
Lightning-Fast Approvals
Get approved in 24 hours or less. We understand time is money in real estate, so we move at the speed of your deals.
Not Credit Driven
Your property is your collateral. We evaluate the asset’s value and your investment plan, not your credit score or employment history.
Experienced Partner
We’ve funded hundreds of deals and understand the investor mindset. Get expert guidance from lenders who know real estate.
What Our Fix & Flip Loan Clients Are Saying
Real results from real estate investors across California
“LendingXpress was a lifesaver for my first fix and flip project. They provided fast flip funding when the bank turned me down. Closed in 4 days and covered 100% of my rehab costs!”
“As a full-time house flipper, I need reliable hard money lenders for fix and flip. LendingXpress has funded 8 of my deals this year alone. Their process is lightning fast!”
Let’s Fund Your Next Investment
Talk to a lending specialist today and get a personalized quote for your project. No obligation, just straight answers.
Call (844) 941-4474Frequently Asked Questions About Fix & Flip Loans
Everything you need to know about our fix & flip lending
What is a fix & flip loan?
A fix & flip loan is a short-term financing designed specifically for real estate investors to purchase, renovate, and quickly resell properties for profit. Our hard money loans for fix and flip provide both purchase and rehab funding.
How fast can I get flip funding?
With LendingXpress, get pre-approved in 1 hour and funded in 3-5 days. We’re one of the fastest fix and flip lenders in California, serving Los Angeles, San Diego, Sacramento, and more.
What properties qualify for rehab loans?
We finance single-family homes, multi-family properties, condos, townhomes, and commercial buildings for fix and flip investors.
Do I need good credit for a loan to buy a fixer upper?
No! Our hard money loans for flips focus on property value and your investment plan, not credit scores.