Private Money Lenders
Funded in 3–5 Days • No Credit Check
Direct private money loans in Los Angeles, San Francisco, San Diego & Orange County
1-Hour Pre-Approval • Up to 90% LTV • $500M+ Funded
Why Choose Our Private Money Lenders in California?
Whether you need private money loans for real estate in Orange County, San Francisco, or Oakland, LendingXpress delivers fast private lending tailored to your needs.
Fast and Flexible Financing
- ✓ Private money loan approvals in as little as 1 hour
- ✓ Funding for private money loans for real estate in 3-5 days
- ✓ Private lenders for beginners with no credit checks
- ✓ Up to 90% LTV for private money lenders real estate
Trusted Direct Private Money Lender
- ✓ Over 10 years as best private lenders in California
- ✓ Serving private money lenders in Los Angeles, San Francisco, Orange County, and more
- ✓ $500M+ in private money loans funded
- ✓ Expertise in private lending in real estate for rental properties and flips
Get Your Private Money Loan in 3 Simple Steps
From application to funding in days, not weeks
Apply Online
Submit your private money loan request. Takes just 5 minutes with basic property and project information.
Get Pre-Approved Fast
Receive your private money loan California terms and pre-approval in as little as 1 hour from our expert loan officers.
Close & Fund Your Project
Complete simple paperwork and receive your funds within 3-5 business days for your private money real estate project.
Our Private Money Loan Programs
Tailored financing solutions for every type of real estate investment
Finance your rental properties with private money rental loans for quick acquisition or upgrades.
- • Loan amounts: $100K – $5M+
- • Up to 80% LTV
- • 12-36 month terms
Refinance existing properties with private money refinance lenders to access capital for new investments.
- • Up to 70% of current value
- • Fast closings in 3-5 days
- • No prepayment penalties
Secure private money loan for short-term financing to bridge gaps between property purchases.
- • Loan amounts: $50K – $3M
- • 6-18 month terms
- • Flexible repayment options
Property Types for Private Money Real Estate
We finance a wide range of properties for your investment needs
Ideal for private money loans for rental property
Apartments and duplexes for high ROI
Urban investments with strong potential
Retail and office spaces for experienced investors
Properties needing renovations for flips
Unlock equity for new investments
What Our Private Money Loan Clients Are Saying
Real results from real estate investors across California
“LendingXpress provided a private money loan in Los Angeles that saved my deal. Their team was professional, and we closed in just 4 days!”
– John T., Los Angeles Investor
“As a first-time investor, I was nervous about private money loans for beginners. LendingXpress guided me through the process and funded my rental property in San Francisco quickly!”
– Emily R., San Francisco Investor
Ready to Secure Your Private Money Loan?
Don’t let funding delays stop your investment. Get pre-approved for your Private Money loan in California in 1 hour and close in days.
Or Apply Online
Get approved in 60 minutes
Start your Private money loan application today. No obligation, just fast funding for your next deal.
Apply for Private Money FundingFrequently Asked Questions About Private Money Loans
Everything you need to know about our private lending
What is a private money loan?
A private money loan is a short-term, asset-based loan for real estate investors, ideal for private money real estate projects like flips, rentals, or bridge financing.
How fast can I get a private lender near me?
With LendingXpress, get pre-approved in 1 hour and funded in 3-5 days. We’re a direct private money lender serving Los Angeles, San Diego, San Francisco, Orange County, and more.
What properties qualify for private money loans California?
We finance single-family homes, multi-family properties, condos, commercial buildings, and fixer-uppers for real estate private money lenders.
Do I need good credit for a private money loan?
No! Our private lenders for beginners focus on property value and your investment plan, not credit scores.