Terms & Privacy
All images, text, graphic designs, template structures on our website are protected under the “Digital Millennium Copyright Act” commonly referred to as “DMCA”. Under no circumstances may anyone reproduce, transmit, store on any computer, media card, media disc, illustrations, images or working drawings, for any length of time without having prior written approval from http://lendingxpress.com/. Customers may view and print documents from our website so long as you use them for non- commercial purposes and do not post, distribute, or modify in any way such as, but not limited to watermarks. Diagrams and Images throughout our website have digital signatures in them to verify originality and ownership. Action will be taken against any person or persons, company and/or companies involved in the unauthorized use of said images and publications. We have taken appropriate measures to ensure they do not continue to use photos belonging to our company. If you see a photo and/or photos on other websites that are the same as ours…that image was illegally obtained by the offending company and/or person. Please notify us of any copyright infringement.
We do not collect any personally identifiable information about you unless you specifically give it to us. However, the fact that you visited us may be tracked for statistical purposes but not in a way that can be used to personally identify you. We may log: Your domain such as “yahoo.com” or “bing.com” – not your email address ·When your visit occurred and its duration. ·The pages you visited. http://lendingxpress.com/ collects this information to measure how our site is being used so we can improve its content.
Personal Information You Provide to Us
We DO NOT sell, rent or share your personal information with any other person or company for any reason that is not directly related to our services or products. When you submit a request for contact, we will need your name, address and contact information. We will then contact you for the purpose of providing the information or assistance you requested. We may also alert you about new products & special offers. If at any time you want us to stop, just let us know by sending us an email. In addition, all email offers you receive from us will tell you how to decline further email offers.
Changes to this Policy
As we continue to develop our Website and take advantage of technologies to better serve you, this policy statement may change. If you have any concerns, feel free to contact us at any time.
Any testimonials used have been taken from actual customer inquiries. The customer name information is modified at their request.
We take appropriate measures to keep your personal information confidential. Those steps include limiting access to our database.
By using this Website, you consent to our use of your information as described in these Terms & Conditions.
Your Personal Information may be processed and stored in other countries (including the United States) where laws regarding processing of Personal Information may be less stringent than the laws in your country. Your Personal Information will not, however, be used or disclosed for purposes for which you have not given consent or which are not permitted under applicable law.
Children under the age of 21 are not permitted to use us and we do not intentionally collect or maintain Personal Information from those who are under 21 years old. Protecting the privacy of children is very important to us. Thus, if we obtain actual knowledge that a user is under 21, we will take steps to remove that user’s Personal Information permanently from our databases. We recommend that children between the ages of 13 and 18 obtain their parent’s permission before submitting information over the internet. By using our website, you are representing that you are at least 21 years old, or that you are at least 13 years old and have a parent’s or guardian’s permission.
Collection of Information
Personal information that you provide
In general, we collect Personal Information that you submit to us voluntarily through our website. We also collect information that you submit in the process of creating or editing your account and user profile on our website. For example, our registration and login process requires you to provide us with your name, valid email address and password of your choice. When you personalize your profile and use the features, we will collect any information you voluntarily provide, and we may also request optional information to support your use, such as your year of birth, gender and other demographic information. We collect information in the form of the content that you submit during your use of our website, such as photos, reviews, ratings and other information you choose to submit. We may also collect information about you and your friends, from any social network you may have connected from, in order to provide you with a more personalized experience. For instance, we may collect your user ID or profile information that you have permitted to be displayed through our website in order to display you as a friend or in association with your profile and collections. When you purchase a Deal, you will need to submit your credit card or other payment information so that our service providers can process your payment for the Deal. When you sign up for, or win, any contests, sweepstakes, or other activities that we make available, we will collect the information designated along with such activity, which may include your contact information such as your address and phone number. If you choose to sign up to receive information about products or services that may be of interest to you, we will collect your email address and other related information. Additionally, we collect any information that you voluntarily enter, including Personal Information, into any postings, comments, or forums within our community.
Personal information from other sources
We may receive Personal Information about you from other sources with which you have registered, companies who we have partnered with (collectively, “Partners”) or other third parties. We may associate this information with the other Personal Information we have collected about you.
E-mail and e-mail addresses
If you send an e-mail to us, or fill out our “Feedback” form, we will collect your e-mail address and the full content of your e-mail, including attached files, and other information you provide. We may use and display your full name and email address when you send an email notification to a friend through our website or the social network from which you have connected from (such as in an invitation, or when sharing your content). Additionally, we use your email address to contact you on behalf of your friends (such as when someone sends you a personal message) or notifications from a social network or other website with whom you have registered to receive such notifications. We may use this e-mail address to contact you, for things such as notifications of limited edition shop sales and other related information. You may indicate your preference to stop receiving further promotional communications as further detailed below.
Information collected via technology
We engage in remarking to market our sites across the web. When a user visits our site, a cookie is dropped on the user. Users with this cookie may be targeted across advertising networks to receive relevant advertisements. You may opt out of this ad serving using the Network Advertising Initiative (NAI) opt-out page (http://www.networkadvertising.org/managing/opt_out.asp).
An “Internet protocol address” or “IP Address” is a number that is automatically assigned to your computer when you use the Internet. In some cases your IP Address stays the same from browser session to browser session; but if you use a consumer internet access provider, your IP Address probably varies from session to session. For example, we, or our service providers, may track your IP Address when you access our website to assist with ad targeting.
“Cookies” are small pieces of information that a website sends to your computer’s hard drive while you are viewing a website. We may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience with us. Persistent Cookies can be removed by following your Internet browser help file directions. In order to use our services offered through our website, your web browser must accept Cookies. If you choose to disable Cookies, some aspects of our website may not work properly, and you may not be able to receive our services.
Use and Disclosure of Information
In general, Personal Information you submit to us is used by us to provide you access to our website, to improve our website, to better tailor the features, performance, and support, and to offer you additional information, opportunities, promotions and functionality from us, our partners or our advertisers at your request. Additionally, we do share your content preferences and other information with the social network with which you have connected to us, along with those companies and persons you have asked us to share your information with.
We may disclose your Personal Information if we believe in good faith that such disclosure is necessary to (a) comply with relevant laws or to respond to subpoenas or warrants served on us; or (b) to protect and defend our rights or property, you, or third parties. You hereby consent to us sharing your Personal Information under the circumstances described herein.
The ability of others to view your information
Helping you to protect your information is a vital part of our mission. It is up to you to make sure you are comfortable with the information you choose to provide us and the information you choose to publish. You understand that when you use our site, certain information you post or provide through us, such as your name, profile, comments, collections and reviews, may be shared with other users and posted on publicly available portions of our site, including without limitation, social media applications and other public for a in which you choose to participate. Please keep in mind that if you choose to disclose Personal Information when posting comments or other information or content through our website, this information may become publicly available and may be collected and used by others, including people outside our community. We will not have any obligations with respect to any information that you post to parts of our website available to others, and recommend that you use caution when giving out personal information to others through social media networks or otherwise.
Third party sites and advertising
Your choices regarding your personal information
We offer you choices regarding the collection, use, and sharing of your Personal Information. You have a right at any time to stop us from contacting you for marketing purposes. When you receive promotional communications from us, you may indicate a preference to stop receiving further promotional communications from us and you will have the opportunity to “opt-out” by following the unsubscribe instructions provided in the promotional e-mail you receive or by contacting us directly.
You have the right to request a copy of the Personal Information that we hold about you. If you would like a copy of some or all of your Personal Information, please contact us directly. We may charge a reasonable fee for this service. We want to make sure that your information is accurate and up-to-date. You may ask us to correct or remove information which you think is inaccurate. You may change any of your profile information by editing it in the profile settings page.
We are committed to protecting the security of your Personal Information. We use a variety of industry-standard security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure. Even though we have taken significant steps to protect your Personal Information, no company, including us, can fully eliminate security risks associated with Personal Information.
Contact and revisions