Fund Your Next Deal in Days, Not Weeks
Asset-based lending for real estate investors who need fast, flexible financing. No credit checks. No delays. Just results.
Financing Solutions Built for Investors
Whether you’re flipping properties or building a portfolio, we have the lending products to fuel your growth.
Fix and Flips
Acquire and renovate properties with confidence. Our fix & flip loans provide the capital you need for purchase and rehab, with flexible terms that align with your project timeline.
- Up to 90% LTV on purchase price
- 100% financing available for rehab costs
- Quick closings in as little as 7 days
- Flexible terms up to 24 months
- No prepayment penalties
- Interest-only payments
Hard Money 1st/ 2nd Refinances
Unlock equity and optimize your investment strategy. Refinance to better terms, cash out for new projects, or consolidate multiple properties.
- Second position loans without disturbing your low interest rate first
- Access equity for new investments or projects
- Primary or Investment Properties
- Quick closings in as little as 7 days
- Asset based lending
- Not credit driven
- Flexible terms up to 36 months
30 Year Loans
Long-term financing solutions for investors looking to hold and build their rental portfolio with stable monthly payments.
- Up to 75% LTV
- Lower your interest rate and monthly payments
- Any Credit score
- Competitive rates and flexible terms
- Consolidate multiple properties
Why Investors Choose Us
Lightning-Fast Approvals
Get approved in 24 hours or less. We understand time is money in real estate, so we move at the speed of your deals.
Not Credit Driven
Your property is your collateral. We evaluate the asset’s value and your investment plan, not your credit score or employment history.
Experienced Partner
We’ve funded hundreds of deals and understand the investor mindset. Get expert guidance from lenders who know real estate.
What Our Hard Money Loan Clients Are Saying
Real results from real estate investors across California
“LendingXpress provided a hard money loan in Los Angeles that saved my deal. Their team was professional, and we closed in just 4 days!”
“As a first-time investor, I was nervous about hard money loans for beginners. LendingXpress guided me through the process and funded my rental property in San Diego quickly!”
Let’s Fund Your Next Investment
Talk to a lending specialist today and get a personalized quote for your project. No obligation, just straight answers.
Call (844) 941-4474Frequently Asked Questions About Hard Money Loans
Everything you need to know about our hard money lending
What is a hard money loan?
A hard money loan is a short-term, asset-based loan for real estate investors, ideal for hard money real estate projects like flips, rentals, or bridge financing.
How fast can I get a hard money loan near me?
With LendingXpress, get pre-approved in 1 hour and funded in 3-5 days. We’re a local hard money lender serving Los Angeles, San Diego, Sacramento, and more.
What properties qualify for hard money loans California?
We finance single-family homes, multi-family properties, condos, commercial buildings, and fixer-uppers for hard money real estate investors.
Do I need good credit for a hard money loan?
No! Our hard money lenders for beginners focus on property value and your investment plan, not credit scores.