High-Yield Real Estate Debt Fund Investments: Stable Monthly Returns

LendingXpress Fund I offers accredited investors access to high-yield, short-term loans secured by real estate, managed with a disciplined focus on capital preservation. Enjoy a predictable income fund with monthly returns.

9%+
Target Annual Return

Paid monthly to investors.

58.07%
Average LTV

Conservative loan-to-value ratio.

$558M+
Total Loans Originated

Demonstrating our team’s experience.

The Market Opportunity

Bridging the gap left by traditional lenders.

The Problem

Real estate investors, developers, and business owners often face significant hurdles with traditional banks. The process is slow, rigid, and filled with requirements that cause delays and lead to missed opportunities in a fast-moving market.

Our Solution

LendingXpress provides **fast, flexible financing** through short-term bridge and refinance loans. We empower investors to close quickly and confidently, backed by our expertise and disciplined underwriting. This is a great alternative to traditional **hard money loans**.

Our Investment Strategy

A disciplined approach to generating monthly returns while preserving capital.

Conservative Loan-to-Value Ratios

We maintain a low average LTV of 58.07%. Loans are primarily short-term (6-24 months) and secured by income-producing residential and commercial properties.

Interactive Return Projections

See how annual return scales as the fund grows. Use the slider to adjust the total capital raised.

Details for $5,000,000 Raised

Gross Loan Rate: 12.00%

FCI Fee: 0.50%
Bookkeeping: 0.07%
Audited Financials: 0.50%

Total Fees: 1.50%
Net Return to Investor: 10.50%

What Our Investors Say

Our success is built on the trust of our partners.

“The process was incredibly streamlined, and their team was transparent and responsive. I’ve received my monthly returns like clockwork. A fantastic way to diversify my portfolio!”

– Investor

“LendingXpress’s fast closing helped me secure a property that a traditional bank would have taken months to approve. Their flexible terms made the deal possible. A true partner!”

– Borrower

Diligent Risk Management

Our core principles for protecting investor capital.

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Priority Liens

Maintain priority lien positions whenever possible to secure our collateral.

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Conservative LTVs

Utilize conservative loan-to-value ratios, with exceptions only for strategic cases.

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Formal Escrow & Insurance

Require title and casualty insurance, and process all fundings through formal escrow.

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Portfolio Diversification

Diversify the loan portfolio and limit concentration risk to avoid overexposure.

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Limited Leverage

Avoid excessive leverage to maintain a stable and robust fund structure.

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Thorough Due Diligence

Conduct comprehensive evaluation of collateral and borrower for every loan.

Our Industry Affiliations

Industry Assoc.
Financial License
NMLS ID

Ready to Start Earning?

Begin your journey into alternative investments with LendingXpress. We are seeking to raise $100,000,000 to expand our lending capabilities.

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