Top Hard Money Lenders
Looking for a local hard money lender? LendingXpress offers hard money loans in California for real estate investing. Get quick hard money loans in Los Angeles, San Diego, Sacramento, and more, with funding in as little as 3 days.
Trusted by investors for hard money loans in Los Angeles, San Diego hard money loans, and Sacramento hard money lenders
Get Your Hard Money Loan Quote NowWhy Choose Our Hard Money Lenders in California?
Whether you need hard money loans for real estate investing in Orange County, San Francisco, or Oakland, LendingXpress delivers fast hard money funding tailored to your needs.
Fast and Flexible Financing
- ✓ Hard money loan approvals in as little as 1 hour
- ✓ Funding for hard money real estate loans in 3-5 days
- ✓ Hard money lenders for beginners with no credit checks
- ✓ Up to 90% LTV for ARV hard money lenders
Trusted Local Hard Money Lender
- ✓ Over 10 years as top hard money lenders in California
- ✓ Serving hard money lenders in Los Angeles, San Diego, Sacramento, and more
- ✓ $500M+ in hard money loans funded
- ✓ Expertise in hard money financing for rental properties and flips
Get Your Hard Money Loan in 3 Simple Steps
From application to funding in days, not weeks
Apply Online
Submit your hard money loan request. Takes just 5 minutes with basic property and project information.
Get Pre-Approved Fast
Receive your hard money loan ca terms and pre-approval in as little as 1 hour from our expert loan officers.
Close & Fund Your Project
Complete simple paperwork and receive your funds within 3-5 business days for your hard money real estate project.
Our Hard Money Loan Programs
Tailored financing solutions for every type of real estate investment
Hard Money Loans for Rental Property
Finance your rental properties with hard money rental loans for quick acquisition or upgrades.
- • Loan amounts: $100K – $5M+
- • Up to 80% LTV
- • 12-36 month terms
Hard Money Refinance Loans
Refinance existing properties with hard money refinance lenders to access capital for new investments.
- • Up to 70% of current value
- • Fast closings in 3-5 days
- • No prepayment penalties
Bridge Loans
Secure hard money loan for short-term financing to bridge gaps between property purchases.
- • Loan amounts: $50K – $3M
- • 6-18 month terms
- • Flexible repayment options
Property Types for Hard Money Real Estate
We finance a wide range of properties for your investment needs
Single-Family Homes
Ideal for hard money loans for rental property
Multi-Family Properties
Apartments and duplexes for high ROI
Condos & Townhomes
Urban investments with strong potential
Commercial Properties
Retail and office spaces for experienced investors
Fixer Uppers
Properties needing renovations for flips
Refinance Opportunities
Unlock equity for new investments
What Our Hard Money Loan Clients Are Saying
Real results from real estate investors across California
“LendingXpress provided a hard money loan in Los Angeles that saved my deal. Their team was professional, and we closed in just 4 days!”
– John T., Los Angeles Investor
“As a first-time investor, I was nervous about hard money loans for beginners. LendingXpress guided me through the process and funded my rental property in San Diego quickly!”
– Emily R., San Diego Investor
Ready to Secure Your Hard Money Loan?
Don’t let funding delays stop your investment. Get pre-approved for your hard money loan in California in 1 hour and close in days.
Or Apply Online
Get approved in 60 minutes
Start your hard money real estate application today. No obligation, just fast funding for your next deal.
Apply for Hard Money FundingFrequently Asked Questions About Hard Money Loans
Everything you need to know about our hard money lending
What is a hard money loan?
A hard money loan is a short-term, asset-based loan for real estate investors, ideal for hard money real estate projects like flips, rentals, or bridge financing.
How fast can I get a hard money loan near me?
With LendingXpress, get pre-approved in 1 hour and funded in 3-5 days. We’re a local hard money lender serving Los Angeles, San Diego, Sacramento, and more.
What properties qualify for hard money loans California?
We finance single-family homes, multi-family properties, condos, commercial buildings, and fixer-uppers for hard money real estate investors.
Do I need good credit for a hard money loan?
No! Our hard money lenders for beginners focus on property value and your investment plan, not credit scores.